BA-GROUP – For peace of mind and financial security

Peace of mind and financial security

Our planning firm provides our clients with a wide range of asset protection, money management, insurance, and tax planning strategies and services. These services include helping our clients to reduce the federal estate tax, the capital gains tax, as well as state and federal income taxes. Other taxes and probate costs can also be reduced. Many of these taxes dramatically affect your family and your heirs’ future financial security, and they may be optional with professional pre-planning.

15+

Years of Experience

OUR MISSION

Securing Financial Peace Since 1978

Our goal is to help Geneva Institute members toward financial security and peace of mind, whether they live too long, die too soon, or become sick or hurt and unable to work. We are a full- service financial, insurance, tax and estate planning company. We have been working in the Monterey Bay Area of California since 1978.

4.7

Client Ratings

Services we provide for your business

Cost Segregation Services

Tax planning strategy that accelerates depreciation and deductions and defers tax payments on commercial property.

Commercial Lending Services

Commercial Lending Services, traditional and non-traditional

Business Brokerage

using one of the oldest and largest services in the country

Property Tax Audits

Review of real and personal property tax assessments saves our clients on average 18% or more each year.

Workers Comp Audits

Business owners may be entitled to substantial refunds! 70% of all employers over pay their workers compensation premium costs. Our team performs a review to determine if there is a significant opportunity for a lower rated classification as they are typically determined by insurance company underwriters?

Credit Card Merchant Audit

helps your business to reduce payment processing expenses. Our proprietary tools audit and analyze credit card processing and provide transparency to merchant fees and statements. Our fees are based on a percentage of the savings.

Parcel Shipping Expense Audits

Company software downloads carrier invoices and secures refunds for our clients’. Our processes are not intrusive. Our billing is based on a percentage of received refunds

Specialized tax incentives

We have helped our clients to save millions in local, state and federal tax incentives. Our industry experts work with our clients to discover which incentives they are eligible for. Fees are based on a percentage of savings.

Business Consulting

BUSINESS CONSULTING SERVICES

Our Team of experts can help you to save money, reduce or avoid taxes and invest the tax savings in a safe, tax-free retirement plan. It is important to protect your business from legal and tax agency attacks. We have clients coast to coast for a very good reason. We do not advertise. Our client services are excellent. If you like what we do for you, tell your friends. Your success is our most important product.

Our Team

Our team may save our clients significant money without risk at no cost to our clients, unless your company can save money! Then our fee is paid based on how much money you save. If our team cannot help you to save money, there is no cost to you or your business! We are 100% performance based.

S. Michael Blumenthal

CFS, CBA, LUTCF

Linda G. Blumenthal

CFO

We bring your business to new heights.

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